| 1 |
In California, the registered owner of a vehicle is
responsible for the safe operation of the vehicle, unless it was stolen without the keys.
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Note: |
Your
employee's vehicle insurance will usually be the primary coverage.
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| 2 |
Your employee's injury should be covered by Workers
Compensation
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| 3 |
If you are held liable for the incident, you would be
covered through Non-Owned Auto Liability.
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| 4 |
If you
allow an employee to do something for you using his/her vehicle and s/he is not properly
licensed; has a driving problem as evidenced by his/her DMV record; abuse drugs, alcohol,
medicine; or you have knowledge of mental, physical and/or emotional conditions that might
affect his/her driving abilities - you may expose yourself to punitive damages in an award
from the Court.
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Note: |
Punitive damages are
not covered by insurance. |
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Non-Owned Vehicle
